A message for our #FunChamber partners:


I want to make sure everyone has updated information as it is passed along to us so please continue to check your emails.  If you are not currently receiving our newsletter, please sign up on our website. Also, we’ll continue to update you on Facebook as well. 

Finally, please do not hesitate to reach out to me during this time and make sure I have updated information on your hours of operation, special situations like curbside food service or online ordering, etc.  I am happy to share it with our network but I just need to know about it. Tag the Chamber on FB, use our #FunChamber hashtag, text me, Zoom me or just send it to me in an email. Doing business in the coming months is going to be challenging but the show must go on and think about all the new ways we will learn how to communicate with each other effectively!

Try to stay positive, healthy and well, friends!

Kerry Powers
President/CEO
Greater Irmo Chamber
803-361-2212
ceo@greaterirmochamber.com

**** Update 3/26/2020****

For the Summary of the Cares Act please click button below. 

See below for information from the SC Department of Commerce for Small Business Loans:

South Carolina to receive disaster recovery assistance from Small Business Administration
Applications for small business emergency loans now open

COLUMBIA, S.C. – In response to a request from Governor Henry McMaster for a disaster declaration, the U.S. Small Business Administration (SBA) is offering low-interest federal disaster loans for South Carolina small businesses suffering substantial economic injury resulting from the Coronavirus (COVID-19). The disaster declaration makes SBA assistance available in the entire state of S.C.

“These low-interest loans are of monumental importance to our business community,” said Gov. Henry McMaster. “There’s no doubt that our state’s small businesses have suffered losses throughout this incredibly difficult time, but help is on the way.”

Small businesses and non-profit organizations that have been financially impacted as a direct result of COVID-19 may qualify for Economic Injury Disaster Loans up to $2 million to help meet financial obligations and operating expenses.

“These loans may be used to pay fixed debts, payroll, accounts payable and other bills that can’t be paid because of the disaster’s impact,” said SBA Administrator Jovita Carranza. “Disaster loans can provide vital economic assistance to small businesses to help overcome the temporary loss of revenue they are experiencing.”

“We are grateful the SBA acted so swiftly to provide assistance to South Carolina’s small business community,” said S.C. Secretary of Commerce Bobby Hitt. “We encourage S.C. businesses to take advantage of this program aimed at bridging the financial gap during this unprecedented time.”

The application and additional information is available at https://disasterloan.sba.gov/ela. Applicants may also call SBA’s Customer Service Center at (800) 659-2955 or email disastercustomerservice@sba.gov for more information on SBA disaster assistance. Individuals who are deaf or hard of hearing may call (800) 877-8339. The deadline to return Economic Injury Disaster Loan applications is December 21, 2020.

 

Click here for the US Chamber of Commerce Coronavirus Emergency Loans Small Business Guide and Checklist. 

More resources for small businesses and employees

Coronavirus (COVID-19): Small Business Guidance & Loan Resources

Apply for the Bartenders Emergency Assistance Program. For more information and a link to the application https://www.usbgfoundation.org/beap…

One Fair Wage emergency relief fund https://ofwemergencyfund.org

You can apply for unemployment under measures implemented specifically to address the economic distress of the coronavirus. This link provides access to the unemployment application. https://dew.sc.gov/individuals/apply-for-benefits

From people who I’ve spoken to it seems like the largest source of stress is making sure you don’t get evicted for being unable to pay your rent while the business you work for has closed. Now is a GREAT time to learn about your rights as a tenant. Here are some great resources to start with:

https://www.scbar.org/…/commo…/rights-and-duties-of-tenants/

https://www.hud.gov/sta…/south_carolina/renting/tenantrights

The federal tax return filing deadline is now July 15, 2020. For tax payments of up to $10 million, the IRS has also extended the deadline for both individuals and businesses to July 15, 2020. Estimated tax payments for 2020 originally due on April 15 will now be due on July 15.

Many banks have offered deferment and forbearance to business loan customers having trouble making payments. Check Forbes’ list of banks offering relief. You can also search for your bank on the American Bankers Association’s ongoing A-Z list of coronavirus response programs.

Facebook has committed to offering up to 30,000 small businesses $100 million in cash grants and Facebook advertising credits. The grants will be provided to businesses in more than 30 countries. Information is limited, but sign up to get more details from the company when they’re available.

Community

Irmo is a beautiful town nestled between the capital city of Columbia and the man-made wonder that is Lake Murray. A family-based community, Irmo offers all the conveniences of a city with the feel and sights of suburban, southern living. The Irmo business community is thriving and we encourage you to Shop Local, Eat Local and Stay Local!


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